Your data is already an array of objects, each with the X (captureTime) and Y (kW Used Today) values to be charted. So the restructuring of the payload can be done with a fairly simple JSONata expression inside a change
node -- something like this:
[{
"series": ["kW"],
"labels": ["kW Used Today"],
"data": [[payload.{
"x": captureTime,
"y": $."kW Used Today"
}]]
}]