A jpeg is not text, as you have discovered.
You would read the file and output a buffer, you then send the buffer over mqtt. You may want to send filename (where you want to save and name this file) also, so you would move things into payload to send, and move them back to msg properties to save.
here is an example assuming both machines have same folder directory.
[{"id":"f61b661169542bd7","type":"inject","z":"b9860b4b9de8c8da","name":"","props":[{"p":"filename","v":"/data/data/com.termux/files/home/.node-red/static/files/test.jpg","vt":"str"},{"p":"topic","vt":"str"}],"repeat":"","crontab":"","once":false,"onceDelay":0.1,"topic":"","x":270,"y":360,"wires":[["ec6ef0512f78d97d"]]},{"id":"ec6ef0512f78d97d","type":"file in","z":"b9860b4b9de8c8da","name":"","filename":"filename","filenameType":"msg","format":"","chunk":false,"sendError":false,"encoding":"none","allProps":false,"x":420,"y":360,"wires":[["0f6be3e427a24f98"]]},{"id":"0f6be3e427a24f98","type":"change","z":"b9860b4b9de8c8da","name":"","rules":[{"t":"move","p":"payload","pt":"msg","to":"payload.data","tot":"msg"},{"t":"set","p":"payload.filename","pt":"msg","to":"filename","tot":"msg"}],"action":"","property":"","from":"","to":"","reg":false,"x":600,"y":360,"wires":[["df1432381b72c116"]]},{"id":"df1432381b72c116","type":"mqtt out","z":"b9860b4b9de8c8da","name":"","topic":"my/file/topic","qos":"","retain":"","respTopic":"","contentType":"","userProps":"","correl":"","expiry":"","broker":"e8ba3ef5.22f4a8","x":810,"y":360,"wires":[]},{"id":"a4dc60a831051397","type":"mqtt in","z":"b9860b4b9de8c8da","name":"","topic":"my/file/topic","qos":"2","datatype":"auto-detect","broker":"e8ba3ef5.22f4a8","nl":false,"rap":true,"rh":0,"inputs":0,"x":388.0000114440918,"y":416.0000047683716,"wires":[["241be0cb3fde7568"]]},{"id":"241be0cb3fde7568","type":"change","z":"b9860b4b9de8c8da","name":"","rules":[{"t":"set","p":"filename","pt":"msg","to":"payload.filename","tot":"msg"},{"t":"set","p":"payload","pt":"msg","to":"payload.data","tot":"msg"}],"action":"","property":"","from":"","to":"","reg":false,"x":578.0000114440918,"y":416.0000047683716,"wires":[["111b1952a7ffcb1f","8f90a19e23210d78"]]},{"id":"8f90a19e23210d78","type":"function","z":"b9860b4b9de8c8da","name":"function 22","func":"msg.payload = Buffer.from(msg.payload)\nreturn msg;","outputs":1,"noerr":0,"initialize":"","finalize":"","libs":[],"x":690,"y":460,"wires":[["6954ea05bcf9b9f6"]]},{"id":"111b1952a7ffcb1f","type":"debug","z":"b9860b4b9de8c8da","name":"debug 339","active":true,"tosidebar":true,"console":false,"tostatus":false,"complete":"true","targetType":"full","statusVal":"","statusType":"auto","x":830,"y":440,"wires":[]},{"id":"6954ea05bcf9b9f6","type":"file","z":"b9860b4b9de8c8da","name":"","filename":"filename","filenameType":"msg","appendNewline":false,"createDir":false,"overwriteFile":"true","encoding":"none","x":800,"y":520,"wires":[["206ef230aa8a551e"]]},{"id":"e8ba3ef5.22f4a8","type":"mqtt-broker","name":"testb","broker":"192.168.1.25","port":"1883","clientid":"","autoConnect":true,"usetls":false,"compatmode":false,"protocolVersion":"4","keepalive":"60","cleansession":true,"birthTopic":"","birthQos":"0","birthRetain":"false","birthPayload":"","birthMsg":{},"closeTopic":"","closeQos":"0","closePayload":"","closeMsg":{},"willTopic":"","willQos":"0","willPayload":"","willMsg":{},"userProps":"","sessionExpiry":""}]
[edit] fixed write file to overwrite, not append.
Also fixed converting the data back to a buffer .